Group & individual loans
JLG/SHG group formation and individual loans, with member-level ledgers, top-ups, write-offs and rescheduling.
Microfinance Software for India's MFIs
Run group (JLG/SHG) and individual microfinance lending end to end — centre banking, field collections, EMI schedules, accounting and compliance — on a platform built for Indian MFIs. Powered by MicroFin, live in production today.
The problem
Field lending is hard to control on paper
Microfinance runs on volume — thousands of small loans, weekly centre meetings, field collections in cash, and tight margins. When that runs on registers and spreadsheets, collections leak, reconciliation drags on, and head office never sees the real picture until it's too late.
Purpose-built microfinance software keeps every group, member, instalment and collection in one system — with field agents on a mobile app and head office watching the portfolio live.
What it covers
Everything an MFI needs to lend at scale
Centre banking
Run centre meetings, group collections and disbursements with the structure microfinance operations actually use.
Field collections
Daily field-collection sheets, overdue tracking and field-agent route maps that keep recovery on schedule.
Field-agent mobile app
Onboarding and collections from the field on Android, synced to the same backend your branches and head office use.
Accounting & ledger
Double-entry general ledger, trial balance, cash book and day book — every rupee tracked across branches.
Compliance & control
Maker-checker workflows, end-of-day closure, period locking, role-based access and a complete audit trail.
Why Dynamic Soft Solution
Microfinance workflows, not a generic core
Our microfinance software is part of MicroFin — a live, multi-tenant platform already running gold loans and microfinance for regional lenders. Centre banking, field-collection sheets and maker-checker closure exist because MFI teams need them every day.
Many lenders run gold loans and microfinance together — see our gold loan software and the wider loan management software for NBFCs.
FAQ
Microfinance software questions
Does the microfinance software support JLG and SHG group lending?
Yes. MicroFin handles JLG/SHG group loans and individual microfinance loans, with centre banking, group formation and member-level ledgers.
Can field agents collect on a mobile app?
Yes. A field-agent mobile app handles daily collections, onboarding and route maps, syncing to the same backend your branches use.
Is it built for multi-branch MFIs?
Yes. The platform is multi-tenant and multi-branch, with head-office and branch-level visibility, double-entry accounting and a full audit trail.
See microfinance software built for the field
Tell us how your centres and field teams operate, and we'll show you MicroFin running the full microfinance lifecycle on one platform.