Instant credit score
Pull a score in seconds and read it on a clear 300–900 dial, banded from Poor to Excellent with the factors moving it.
Credit Score & Bureau-Check Software
Pull an applicant's bureau score, run your risk rules and get a clear approve / review / decline decision with a suggested limit — in seconds, before money goes out the door. Powered by CreditIQ, live in production today.
The problem
A score is data — your team needs a decision
Pulling a bureau report is only half the job. Underwriters still have to read the score, apply policy, decide a limit and a rate, and do it consistently across every branch and officer. When that's manual, decisions vary, good applicants are lost, and risky ones slip through.
Credit decisioning software turns the bureau data into a recommendation — graded by your own rules, with a suggested limit and rate — so every application is assessed the same way, every time.
What it covers
From bureau pull to lending decision
Bureau integration
Connect CIBIL, Equifax, Experian and CRIF, pull full reports and store them against each applicant.
KYC & de-duplication
Capture PAN, Aadhaar and KYC, de-duplicate against existing borrowers and keep a single applicant record.
Risk bands & eligibility
Configure score bands and policy rules to return approve / review / decline, a sanction limit, a suggested rate and an indicative EMI.
Bulk scoring
Score an entire portfolio or a fresh batch of applicants in a single upload — for reviews and campaigns.
REST API & audit trail
Drop credit checks into your loan-origination flow via REST API and webhooks, with every pull stored and auditable.
Why Dynamic Soft Solution
Decisioning built for Indian lenders
CreditIQ is built for the bureaus and policies Indian NBFCs, gold-loan, microfinance and chit-fund lenders actually use — and it slots in ahead of your lending workflow so checks happen before you disburse.
Already running our lending platform? CreditIQ pairs naturally with our loan management software, gold loan software and microfinance software.
FAQ
Credit score software questions
Which credit bureaus does the software integrate with?
CreditIQ connects to CIBIL, Equifax, Experian and CRIF, pulls full reports and stores them against each applicant.
Can it return an automatic lending decision?
Yes. Using your configurable score bands and policy rules, it returns an approve / review / decline recommendation with a suggested sanction limit, rate and indicative EMI.
Can it plug into our existing loan origination system?
Yes. A REST API and webhooks drop the same credit checks straight into your loan-origination flow, with a full audit trail of every pull.
Decide before you disburse
See CreditIQ pull a bureau score and return a lending decision in seconds — book a quick walkthrough with our team.